Auto Repair and Chevrolet Service Financing in Phoenix, AZ
Unexpected repairs can make it difficult to pay the entire service bill at once. Midway Chevrolet offers payment options that may help eligible customers manage the cost of vehicle maintenance and repairs at our Phoenix service center.Customers can check available pay-over-time options through Sunbit or use an eligible GM Rewards™ Mastercard® to pay for service while earning rewards on qualifying purchases.
These are two different payment products:
- Sunbit offers financing that allows approved customers to pay for an eligible service purchase over time.
- The GM Rewards Mastercard is a credit card that allows eligible cardmembers to earn rewards on qualifying purchases, including eligible GM purchases.
Choose an option below or schedule a service appointment to have your vehicle inspected.
Compare Your Service Payment Options
| Feature | Sunbit Financing | GM Rewards Mastercard |
|---|---|---|
| Product Type | Pay-over-time financing | Credit card with rewards |
| Best Suited For | Customers who want to divide an eligible service bill into payments. | Eligible cardmembers who want to pay by card and earn rewards. |
| Application | Check available options through Sunbit. | Separate credit-card application. |
| Credit Inquiry | Checking Sunbit options uses a soft credit check that does not affect your credit score. | Credit-card application terms apply. |
| Payment Structure | Available terms depend on approval and the offer selected. | Purchases become part of the card account balance. |
| Rewards | Not a rewards program. | Earn points on eligible purchases. |
| Approval | Subject to eligibility and creditworthiness. | Subject to card issuer approval. |
Financing and credit-card terms vary. Review the complete terms of any offer before accepting it.
Sunbit Auto Repair Financing at Midway Chevrolet
Sunbit gives eligible customers a way to pay over time for qualifying automotive service and repair purchases instead of paying the entire amount at once.
The application can be completed online using Midway Chevrolet’s Sunbit application. Checking your available options uses a soft credit check and does not affect your credit score. Accepting financing and payment activity may affect your credit.
Depending on eligibility and the available offer, Sunbit automotive financing may include:
- Purchase amounts from $60 to $10,000
- Multiple payment-term options
- No application fee
- No prepayment penalty
- A required down payment
- An annual percentage rate based on the approved offer
Applicants generally need a state-issued ID, a bank-issued debit card, and an email address. All financing is subject to approval, creditworthiness, applicable state requirements, and Sunbit’s current terms.
How Service Financing Works
- 1. Schedule your service visit.
Select an appointment time that works for you and tell us what your vehicle needs.
2. Have your vehicle inspected.
Our service team will diagnose the issue and explain the recommended maintenance or repairs.
3. Review your service estimate.
You will receive information about the work your vehicle needs and the estimated cost.
4. Check your Sunbit options.
Complete the application to see whether payment plans are available for your eligible purchase.
5. Choose how to proceed.
Review the offer details – including the down payment, APR, payment schedule, and total cost – before accepting financing and authorizing the repair.Checking your Sunbit options does not guarantee approval or a particular financing amount.
Pay for Eligible GM Service with the GM Rewards Mastercard
The GM Rewards Mastercard is a separate option for customers who prefer to pay by credit card while earning rewards on eligible purchases.
Eligible cardmembers can earn points when using the card for qualifying GM purchases. Current benefits advertised by GM include:
- 7 points for every $1 spent on eligible GM purchases when using the card
- Up to 3 additional points per $1 through GM Rewards membership on eligible GM purchases
- 3 points per $1 on other eligible purchases
- No annual fee
Program rules, earning rates, introductory offers, and eligibility requirements may change. Cardmembers should review the official terms before applying or making a purchase.
The GM Rewards Mastercard is a credit card, not a Sunbit installment plan. Interest and other account terms may apply when a balance is carried.
Already participate in GM Rewards? Visit Midway Chevrolet’s My GM Rewards page to learn more about the rewards program.
What Auto Repairs Can Be Financed?
Sunbit financing may be available for many eligible maintenance and repair purchases completed at Midway Chevrolet. Approval and available financing depend on the applicant, the purchase, and Sunbit’s terms.
Potentially eligible services may include:
Brake, Tire and Safety Repairs
- Brake pad and rotor replacement
- Tire replacement
- Wheel alignments
- Steering repairs
- Suspension repairs
- Battery replacement
Mechanical and Electrical Repairs
- Engine diagnostics
- Electrical-system diagnosis
- Cooling-system repairs
- Transmission service
- Starting and charging system repairs
- Check-engine-light diagnosis
Climate and Comfort Repairs
- Air-conditioning diagnosis
- A/C system repairs
- Heating-system repairs
Routine Vehicle Maintenance
- Factory-scheduled maintenance
- Fluid services
- Oil and filter changes
- Multi-point inspections
- Preventive maintenance
Parts and Accessories
- Eligible GM Genuine Parts
- Replacement components
- Installed Chevrolet accessories
Not every service or purchase will qualify. Check your available financing options or speak with a Midway Chevrolet service advisor for more information.
You can also review current service coupons and offers before your visit. Discounts and financing are separate and may be subject to different terms.
Chevrolet Service for Phoenix Drivers
Midway Chevrolet provides automotive maintenance and repair at 2323 W Bell Road in Phoenix, Arizona.
Our service center works on Chevrolet vehicles as well as many other makes and models. Available service department features include:
- GM-certified service technicians
- Factory-trained automotive professionals
- OEM Chevrolet parts
- Diagnostic and repair equipment
- Online service scheduling
- Service offers on selected maintenance and repairs
- Customer lounge with complimentary Wi-Fi
- Early drop-off and pickup options
Midway Chevy has served Phoenix-area drivers since 1966. Whether your vehicle needs preventive maintenance, a new set of tires, or diagnosis of an unexpected problem – our service team can inspect it and explain the recommended next steps.
Learn more about our Phoenix Chevrolet Service Center or make an appointment online.
Get the Service Your Vehicle Needs
A repair estimate rarely arrives at a convenient time. Midway Chevrolet gives Phoenix-area drivers more than one way to approach eligible service costs.
Check your available Sunbit options, explore the GM Rewards Mastercard, or schedule an appointment to have your vehicle inspected by our service team.
Frequently Asked Questions
Can I finance an auto repair at Midway Chevrolet?
Sunbit financing may be available for eligible service and repair purchases at Midway Chevrolet. Approval, financing amounts, down payments, APRs, and payment terms vary by applicant and offer.
Does checking my Sunbit options affect my credit score?
Sunbit states that checking available options uses a soft credit check and does not affect your credit score. Accepting financing and your subsequent payment activity may affect your credit.
What do I need to apply through Sunbit?
Applicants generally need a state-issued ID, bank-issued debit card, and email address. Applicants must also meet Sunbit's age, identity, residency, and credit requirements.
Is a down payment required with Sunbit?
Yes. Sunbit states that a down payment is required. The amount will depend on the purchase and the financing offer for which you qualify.
How much can I finance through Sunbit?
Sunbit currently advertises automotive purchase financing from $60 to $10,000. The amount available to an individual applicant depends on approval, creditworthiness, and the eligible purchase.
Can I use Sunbit for tires or brake repairs?
Eligible tire, brake, and other automotive repair purchases may qualify. Availability depends on the purchase and the financing options offered to the applicant.
Can I finance routine maintenance?
Some eligible maintenance purchases may qualify for Sunbit financing. Check your available options for the specific service estimate.
Can I apply before my service appointment?
You can open Midway Chevrolet's online Sunbit application to check available options. Your final repair cost may not be known until the vehicle has been inspected and a service estimate has been prepared.
Is the GM Rewards Mastercard the same as Sunbit financing?
No. Sunbit is a pay-over-time financing product for eligible purchases. The GM Rewards Mastercard is a credit card that can earn points on eligible purchases. Each has a separate application, approval process, and set of terms.
Can I use the GM Rewards Mastercard to pay for Chevrolet service?
Eligible cardmembers may use the card for qualifying purchases where it is accepted. Review the current card and GM Rewards program terms to understand applicable rewards, interest, and redemption rules.
Can I finance service for a vehicle that is not a Chevrolet?
Midway Chevrolet services many makes and models. Sunbit availability depends on the eligible service purchase and the applicant, not whether the vehicle is a Chevrolet.
Are service specials the same as service financing?
No. Service specials reduce the price of eligible services, while service financing helps spread the cost of eligible purchases over time. These offers are separate and may have different eligibility requirements and terms.
SUNBIT DISCLOSURE
Place the current, Sunbit-approved legal disclosure immediately below the first Sunbit CTA and again near the final CTA when required by Sunbit’s marketing guidelines. At minimum, the disclosure should clarify that financing is subject to approval based on creditworthiness, a down payment is required, actual terms vary, APR may range from 0% to 35.99%, and loans are made by Transportation Alliance Bank Inc. dba TAB Bank, which determines qualifications and credit terms. The final disclosure language should be supplied or approved by Sunbit rather than rewritten by the dealership.
